Mortgage rates were stable to lower this week as the coronavirus pandemic continues to slow all aspects of mortgages underwriting and home buying. The benchmark 30-year fixed-rate mortgage stayed flat at 3.58 percent, according to Bankrate’s weekly survey of large lenders…
Are you ready to re-finance? We can help! Contact John Rodriguez today at 949-456-7056 or jrod@ifminc.com. New commentary from the Fannie Mae Economic and Strategic Research (ESR) Group is projecting a near-15% decline in home sales in 2020 as the…
The cruise ships Diamond Princess, Grand Princess, Ruby Princess, and MS Zaandam will be remembered. They will remain in the minds of the cruise world. They will factor in as examples of what can go wrong when trying to predict…
It's a good time to make sure you are maintaining good credit and protecting your financing position. As the country struggles through the economic impact of the coronavirus, numerous mortgage companieshave raised their lending standards to protect both borrowers and…
If you're on the fence about purchasing a home or re-financing with cash-out (and you have good credit and a steady 2 year work history), now might be the time to act. Give me a call today at 949-456-7056 to…
Standards for home loans are tightening by the hour as companies like United Wholesale Mortgage, the nation’s largest wholesale lender, beef up rules to ward off early defaults from people losing jobs because of the COVID-19 pandemic. Almost 14 million…
Anytime you bring something into your home, you could be bringing potentially harmful pathogens with it. Recent research shows the germs that cause COVID-19 can survive for up to 72 hours on hard, nonporous surfaces (like tables, your kitchen counter,…
While some in the housing industry are expecting mortgage delinquencies to climb to 20% or more due to the impact of the coronavirus, Federal Housing Finance Agency Director Mark Calabria said he feels the figure will be much lower than…
The federal government’s relief checks will provide millions of Americans with much-needed support in light of the coronavirus shutdowns nationwide, but it won’t be enough to cure their financial hardship, a new survey from Bankrate finds. The majority of Americans…
As many of you know, what you put in your body can have a big influence on your overall health. The same goes for your lungs, because many foods or substances can damage lung tissue or negatively impact their function…
