1. FHA loans usually have lower interest rates than conventional loans. There’s no guarantee that FHA-approved lenders will give you a better rate on an FHA loan than a conventional one, but they usually do. However, credit scores have a…
Are you looking at investing in a second property? This can be a great way to build wealth and have more financial freedom! You can use the income from your second property to take care of medical expenses or even do those…
Did you know that the United States Department of Agriculture, USDA, has a home loan program? The USDA Loan is an option that is backed by the USDA and offers buyers the chance to purchase property in certain areas without…
If you plan to purchase a home, you have probably started to research the best mortgage options to make the most of your money. When looking at your home purchase, you have to consider both the actual cost of the…
If you have been shopping around for different mortgage options, you’ve likely come across the FHA Loan. This mortgage is administered by the Federal Housing Administration. It allows home buyers to purchase a home with a low down payment, often…
When buying a home, most people use a conventional mortgage. This requires the home buyer to put down some amount of money, called a down payment, on the purchase. This is represented as a percentage of the overall purchase amount…
Living spaces get a lot of love from homeowners and renters. Updates like new paint, light fixtures, and family photos make the rooms feel like home. But there’s another part of your home that, while not the star of the…
Cold weather may send many of us running inside to enjoy a steaming mug of hot cocoa, but outdoor living in the winter can be a lot of fun! Whether you are spending time in your own backyard or planning…
When buyers and sellers understand the power of the 3-2-1 temporary rate buy-down tool, it can be a "win-win" for both parties. Realtors: this is a must know/understand strategy. Contact your iFinance Mortgage trusted loan specialist today for more helpful…
Even with the higher interest rates, many people are still buying and selling homes. Sellers has become more agreeable to reduced listing prices and this is still allowing buyers to jump into the market. And, yes many are traveling more…
