How Homeownership Impacts You
June is National Homeownership Month, and it’s the perfect time to reflect on how impactful owning a home can truly be. When you purchase a house, it becomes more than just a space you occupy. It’s your stake in the…
Making the Most of Your Tax Return as a Homeowner
Did you get a big tax refund this year? If that’s you and you aren’t sure what to do with it, here are a few ideas for those who are homeowners. Put It Towards Principal If you still have a…
When to Wait (and When Not to Wait) to Buy a House
Many potential homeowners look at housing inventory, interest rates, and market factors to decide when the time is right to buy a home. Personal goals and circumstances also play a big role. We’ve listed all of the things you may…
Using a USDA Home Loan
Did you know that the United States Department of Agriculture provides home loans through participating lenders? A USDA loan is a mortgage guaranteed by the USDA. Some options also provide financial assistance to individuals, families, and businesses. This helps qualifying…
Getting Your Documents Organized to Buy a Home
Purchasing a home requires a lot of paperwork. Not only do you need to complete the offer and contract, but you will also likely need to submit plenty of documentation to your lender as well. Here are a few ways…
Why Staging Your Home Can Increase Your Sales Price
Getting ready to sell your home? You may have a long list of projects that you want to tackle to get top dollar for your house. Staging your home can add expense but may be some of the biggest bang…
How to Find Housing in a Competitive Market
The housing market right now is hot, at least for sellers and landlords. It is extremely competitive for buyers and renters looking for a new home. If you are struggling to find housing in today’s market, here are a few…
Understanding and Using the FHA Loan
If you are looking to buy a home in a rural area and don’t have a lot of money for a down payment, an FHA loan may be the perfect solution for you. What is the FHA Loan? The FHA…
Mortgage for the Self-Employed
If you are self-employed, there are a few extra considerations that you need to keep in mind if you have homeownership as a future goal. While the path may have a few extra steps, there are still plenty of ways…
Why Do Some Buyers Offer above Asking Price?
With the housing market so hot over the past few years, many buyers are offering above the seller’s asking price. Why would they do that? What can a buyer gain by offering above asking price for a home? Lots of…
