Renting v. Buying: By the Numbers
Have you ever wondered if you should rent or buy a home for yourself and your family? Here is a simple case study of a for rent or sale property to show what factors may impact your decision. An updated…
It’s official: The U.S. won’t see a housing bubble crash anytime soon
"My recommendation, even with the new increase in COVID-19 cases, is to start a conversation regarding the future of the housing market all over again to refocus on the factors that really matter: demographics, mortgage rates and the national progress…
Low inventory means higher prices for California’s housing market
The California housing market rebounded in June with the largest month-to-month sales increase in nearly 40 years, and California’s median home price hit its own record high, the California Association of Realtors said. After the statewide median home price fell below…
Summer Spruce for Your Home
With everyone spending more time at home, maybe you have noticed a few home projects that still need to be finished. With long days and sunny weather, late summer is the perfect time to tackle those last few items on…
Spike in early past-due loans leads to delinquency rate jump
We continue to help our family of clients reduce their monthly mortgage payments through proper re-financing. In some cases, we have saved hundreds of dollars per month for our clients. Can we help you? Contact us TODAY at 949-415-4101 or…
Pandemic holding up 43% of renters ready to buy
We stand ready to provide helpful education and recommendations for all those interested in the home buying marketplace and home loan financing. Please contact us TODAY at 949-415-4101 or at jrod@ifminc.com. With reports of new coronavirus cases continuing to grow…
How to Read a Real Estate Listing
If you are in the market for a new home, you’ve probably turned to the internet to begin your search. You can learn about neighborhoods, find out about schools, and a lot more using a simple search. Once you are…
Forbearance rate declines after June’s economic improvements, but will it hold?
Can I still re-finance if I took advantage of mortgage forbearance? The answer is no, not until you have caught up your payments and you cannot have any late payments within a 12-month period. If you have any questions regarding…
Is your home protected?
One of the biggest and most costly assets you will ever acquire is your home. Do you have the peace of mind knowing your home and family is protected? If something catastrophic happened to you or the main "breadwinner", would…
Home purchase sentiment starting to heat up, especially among renters
Sitting on the fence, still renting, thinking about purchasing a home? We can help. Contact us today at 949-415-4101 or jrod@ifminc.com to get pre-approved and we can answer all your questions regarding the home loan process. First-timers aren’t the only…
