Buying a home is exciting, but figuring out the financing side of things can feel overwhelming. Chin up: Choosing a mortgage isn’t all that painful if you know the lingo. Once you’ve done some homework and nailed down a budget…
Over the last several months, a number of the nation’s largest lenders and housing trade groups have called on the Consumer Financial Protection Bureau to make changes to the Ability to Repay/Qualified Mortgage rule. And now, it looks like they’re going…
Homeowners may want to tap the breaks on those trendy white Carrara marble countertops if they’re looking to get a return on investment for home renovations. That’s according to a recent report from NerdWallet, which pulls from Remodeling magazine’s 2019…
The median price for a single-family home in California jumped 10% in December, the biggest year-over-year gain in more than four years, as low mortgage rates and a shortage of homes for sale boosted competition for properties. The state’s median…
Conventional wisdom says the Federal Reserve won’t cut rates during an election year, to avoid looking like it’s favoring one candidate over another – unless there’s an economic shock so severe, it’s forced to act. However, we don’t live in…
Home buying is very exciting but typically doesn’t move quickly. The length of time it can take to finalize the purchase, also called closing, varies with the complexity of the deal and circumstances of the purchase. Most homeowners can prepare…
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The last 365 days proved that as much as the industry tries to predict the real estate market, nothing beats proactively preparing for any type of lending environment. The best example of this was also one of the biggest mortgage…
Coming back from a two-week hiatus over the holidays is always a tale of two halves. On the one hand, you feel refreshed and revitalised after two weeks of empty inboxes and zero FOMO, as the whole nation downs tools.…
It can be really easy to get comfortable in life and to only do things inside your comfort zone. You’re unlikely to get hurt here, you might get really good at doing the one thing you know you can do,…
