1. FHA loans usually have lower interest rates than conventional loans. There’s no guarantee that FHA-approved lenders will give you a better rate on an FHA loan than a conventional one, but they usually do. However, credit scores have a…
When buyers and sellers understand the power of the 3-2-1 temporary rate buy-down tool, it can be a "win-win" for both parties. Realtors: this is a must know/understand strategy. Contact your iFinance Mortgage trusted loan specialist today for more helpful…
Have you ever imagined using a reverse mortgage as a strategic tool to purchase a new home? We have a program that allows adults 55+ (who qualify) to increase their buying power while eliminating required monthly mortgage payments. Check out…
Many helpful strategies for a successful home buying process are discussed in advance with borrowers. However, despite a mortgage specialist's best efforts, sometimes the borrowers just do not listen to our advice. Click here to enjoy this sad, but funny…
If you’re thinking about selling your house but wondering if buyers are still out there, know that there are still people who are searching for a home to buy today. And your house may be exactly what they’re looking for.…
Since the 2008 housing bubble burst, the word recession strikes a stronger emotional chord than it ever did before. And while there’s some debate around whether we’re officially in a recession right now, the good news is experts say a…
According to a recent survey, more and more Americans are concerned about a possible recession. Those concerns were validated when the Federal Reserve met and confirmed they were strongly committed to bringing down inflation. And, in order to do so,…
When the going gets tough and the market starts shifting, buyers, sellers and even agents tend to have one response: to fight or to flight. But the real estate market is in a constant state of shifts and changes. Some…
June is National Homeownership Month, and it’s the perfect time to reflect on how impactful owning a home can truly be. When you purchase a house, it becomes more than just a space you occupy. It’s your stake in the…
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