How To Buy a Home Out of State
The home search process can be very fun or very exhausting (or both). Some buyers love the search and enjoy looking at home after home until they find just the right one. Others get tired of coming up empty after…
Remember to get pre-approved BEFORE you go home shopping (Video)
Sometimes home buyers are so excited to go out searching for new properties that they forget that they need to be preapproved first. At times, even realtors in their desire to take on a new client, will start showing properties…
What You Will Pay When You Offer to Purchase a Home
Buying a home is one of the largest purchases that most Americans make in their lifetime. With so much money in play, it’s important to know when it is refundable (and when it is not) during the negotiation process. Earnest…
What financial documents are required to get pre-approved for a home loan? (video)
Please enjoy this brief video that will explain what documents are needed to help a buyer get preapproved for a home loan. At iFinance Mortgage Inc., we are ready to provide you with outstanding customer service like you’ve never experienced…
Are you petrified of the home loan process? (video)
Many first time buyers and millennials are petrified of the home loan process. Perhaps they’ve had bad past experiences or someone they know has, so it’s understandable that they might be a little apprehensive about purchasing a home. Please enjoy…
UWM enters the big leagues, unveils first Super Bowl commercial
Quicken Loans may be the “official mortgage sponsor” of the NFL and the face of the Rocket Mortgage Super Bowl Squares Sweepstakes, but one of its biggest lending rivals is dialing up its own big play on Super Bowl Sunday. United…
Millennials are looking forward to buying a home, but feel overwhelmed by the process
Millennials are buying homes. This much is known. But, despite the much-discussed generation making their entrance into the housing market, many still are still very uneasy about the process. Please contact John Rodriguez, Senior Mortgage Banker, at iFinance Mortgage Inc…
Fed holds rate steady, cites “muted” inflation
The Federal Reserve left its benchmark rate unchanged on Wednesday, though it downgraded its assessment of the consumer spending that unpins about 70% of the U.S. economy. The Fed downgraded its assessment of household spending to “moderate” after describing it…
FICO’s scoring tweaks won’t impact most mortgages
Fair Isaac is updating the secret formula for FICO scores in a way that will make it tougher for some consumers to get credit. Before breaking glass and pulling the fire alarm, it’s worth noting: It won’t have much of an…
First-time buyers catch a break, NAR’s Yun says
The cheapest financing in more than three years is making it easier for first-time buyers to afford a home. A tiny bit easier. Instead of having just enough income needed to buy a median-priced starter home at current mortgage rates,…
